FEAR IS TEMPORARY, REGRETS LAST FOREVER
If fortune of goodness prevails in every matters of our life, then the word “Sufferance” would have never existed. Sometimes, Life becomes more miserable when an unintended or unfavored events occur. So, the term “Risk” becomes an issue when we no longer can avoid the impact. Even though it’s unlikely that anything will happen while you’re traveling, it’s best to prepare for all eventualities. There are a few things you can do to prepare before you travel:
Fill in your passport details: Make sure you’ve written down the emergency information in your passport and signed it. Moreover, Leave a copy of your passport and itinerary with family or friends.
Check whether you have the right travel insurance: Consultation with insurance provider to make sure you have a comprehensive coverage of travel insurance policy that you applied for.
Write down emergency info: Create an emergency plan for you if things go badly that can include recording information in sheets of paper or electronic app like Evernote so that if something goes wrong ,you don’t have to panic and you always know exactly who to call and where to go for help.
Keep valuables out of sight: Even if you’re traveling to a relatively safe area, it’s important that you keep all your valuables out of sight when in public. Don’t carry too much money on you, and never leave your bag unattended.
Understanding customs and import restrictions: Different countries have different policies when it comes to what you can bring into and take out of the country. It’s crucial that you’ve familiarized yourself with these before you travel, and it can be check with the foreign embassy of any country you’re traveling.
Taking care of health: Before traveling you can visit , https://wwwnc.cdc.gov/travel (Centre for disease control) to find out what potential medical precautions to be taken care of .
Learn common travel scams: You will always find people ready to trick you out of your hard-earned cash. Researching can help defend you from being tricked.
Pack a survival tool kit: Make sure to pack first aid toolkit like Neosporin, band aids, ibuprofen, earplugs, eye mask, sleeping aid, headphones, any prescription medicine and hand sanitizer.
Alert your bank and credit card company of your travel plans: This is a great habit to get into if you don’t want your credit card company or bank to put a hold on your card while you are overseas.
Check for travel warnings: It’s worth checking for these notices both before you book a trip and just before you depart.
Having said so, certain things are uncontrollable. We cannot foresee the loss that will incur to us whether physically or mentally during our trips. To ensure that our planned trip will not be affected by unconditional events, the emergence of travel insurance has increasingly been popular. Travel insurance is a short-term insurance that can provide you with a sort of cushion against the costs associated with travel related mishap. The benefits offered by different travel plans are different from each other. Following undermentioned points are the typical benefits of travel insurance policies:
Personal accident and medical expense: Financial protection against disability and death – protecting yourself and those who depend on you against the worst. Ensures the right medical advisers are consulted; appropriate medical treatment is provided; and any necessary, approved medical fees are covered.
Traveling coverage: Conditions related to travel delay, trip rerouting, missed journey & overbooking whereby ensuring the peace of mind related to unintended cost of trip.
Personal belongings: Cover for the loss, theft or accidental damage to your personal belongings or baggage; and the loss of theft of your personal money.
Additional benefits such as personal liability, vehicle excess and emergency assistance provide even more financial freedom. Those 10 useful guidelines provided before you travel are mostly covered by travel insurance policy which will create peace of mind and protection whilst traveling. There is a saying that fear is a temporary, but regrets lasts forever. With prepared mind set we can have a peace of mind.
TRAVEL INSURANCE: For more information on travel insurance email at mkt@alphahongkong.com
